Home Loan – Sun American Mortgage | Arizona, Utah, California

Conventional Refinance

Refinancing your home has never been so easy! Complete the form and we’ll show you a full plan on the best home loan options for you! 

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Conventional Refinance: Everything You Need to Know

What is a Conventional Refinance?

If you have good credit, a steady income, and enough equity in your home, our Conventional Refinance loan programs offer great rates and faster closings in most cases. So if you fall into this category and are ready to move forward, let’s get started today!

How does it work?

Conventional mortgages can have a fixed interest rate or an adjustable interest rate. Typical fixed-rate loans have a term of 30 or 15 years. However, we also offer 25-year, 20-year, and 10-year fixed-rate options. Conventional mortgages require your home to have some equity to qualify for a refinance.

What are the benefits of a Conventional Refinance?

Reduce your mortgage term to gain more equity. Pay off your mortgage faster. Lower your monthly payment. Pull cash out for various reasons. Consolidate debt. Change from an ARM to a fixed rate.

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